Since most states require automobile insurance, you will be violating the law if you drive without a policy insuring your vehicle. There are many different things that can occur if you are stopped or in an accident and do not have insurance. One is being fined, and the amount can range from $25 to $5000.
The Loss of Your License
Many states will revoke your license if you are caught driving without insurance. The amount of time before you can have it reinstated varies depending on where you live. If you are at fault for an accident and have no insurance, you could lose your license for up to four years. This is in addition to a fine.
Added to the fine and loss of your license is the possibility of being taken to jail. Once again, this will depend on the state. Some states have stricter laws than others. The officer that stops you also has discretion on some punishments. For example, some states monitor whether registered vehicles have insurance. If you are stopped in a vehicle that is legally registered, but not insured, you can be fined. The officer can have your vehicle towed. Not only will you have to pay a fine, but you will have to pay impound and towing fees to retrieve your vehicle.
Insurance Can Be More Affordable Than Penalties
With all the consequences of driving without automobile insurance, it is more affordable to purchase a policy. A company that offers auto insurance in Glendale, AZ is Henderson Anderson Insurance. If you are in an accident that is your fault and do not have insurance, you can be held liable for damages and injuries. You could end up owing hundreds of thousands of dollars that will have to be paid out of pocket.
Rather than facing all the consequences of driving uninsured, it is possible to find an affordable insurance policy. Many companies allow you to make a small down payment and pay on the policy each month.